ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/76 76
2 Beds 2 Baths 1,856 SqFt$405,000Active7173 W AUTUMN VISTA Way, Florence, AZ 85132
Listed by Lynn G Paine of Merrill Ranch Realty, LLC
Single Family Home
- 1/29 29
2 Beds 2 Baths 1,886 SqFt$399,999Active13910 W OAK GLEN Drive, Sun City West, AZ 85375
Listed by Michelle L Minik of Realty of America LLC
Single Family Home
- 1/43 43
3 Beds 2 Baths 1,711 SqFt$399,999Active2760 N PANORAMA Drive, Prescott Valley, AZ 86314
Listed by Geoffrey R Hyland of eXp Realty
Mobile Home
- 1/32 32
4 Beds 3 Baths 1,653 SqFt$399,995Price Dropped by $9K6210 S 47TH Street, Phoenix, AZ 85042
Listed by Matthew Khalil of Incyte Realty, LLC
Single Family Home
- 1/34 34
4 Beds 3 Baths 1,878 SqFt$399,900Price Dropped by $15K23117 N 126TH Drive, Sun City West, AZ 85375
Listed by Tyler Nick of McMath Realty LLC
Single Family Home
- 1/98 98
2 Beds 2 Baths 1,302 SqFt$399,900Active6919 E Byron Place --, Prescott Valley, AZ 86314
Listed by Shawn Patrick Danley of RealtyONEGroup Mountain Desert
Townhouse
- 3D
5 Beds 3 Baths 2,913 SqFt$399,900Active8211 W AUGUSTA Circle, Arizona City, AZ 85123
Listed by Angelica Bolan-Ervin of RE/MAX A Bar Z Realty
Single Family Home
- 1/31 31
4 Beds 2 Baths 2,056 SqFt$399,000Active18251 W TOWNLEY Avenue, Waddell, AZ 85355
Listed by Kelly Lafko of W and Partners, LLC
Single Family Home
- 3D
4 Beds 2 Baths 1,881 SqFt$399,000Active30963 N OPAL Drive, San Tan Valley, AZ 85143
Listed by Samantha Statler of HomeSmart
Single Family Home
- 1/9 9
3 Beds 2 Baths 1,370 SqFt$399,000Active3241 E Delcoa Drive, Phoenix, AZ 85032
Listed by Michael L Curtis of DeLex Realty
Single Family Home
- 3D
2 Beds 2 Baths 1,152 SqFt$399,000Active9550 E THUNDERBIRD Road #125, Scottsdale, AZ 85260
Listed by Kimberley Doering of Redfin Corporation
Condo, Apartment
- 1/25 25
5 Beds 2.5 Baths 2,105 SqFt$398,300Active15038 N 145TH Lane, Surprise, AZ 85379
Listed by Tamara Lynn Nicholas of The Realty Group
Single Family Home
- 1/27 27
4 Beds 2 Baths 1,566 SqFt$395,000Active3311 N 37TH Avenue, Phoenix, AZ 85019
Listed by Brenda C Saldana of American Traditions Realty
Single Family Home
- 3D
4 Beds 3 Baths 1,914 SqFt$394,500Active3782 E CHARLES AUSTIN Lane, San Tan Valley, AZ 85143
Listed by Kyle Keller of Keller Williams, Professional Partners
Single Family Home
- 1/37 37
4 Beds 2 Baths 1,765 SqFt$390,000Price Dropped by $9K - 3D
2 Beds 2 Baths 1,695 SqFt$389,900Active17938 W DEER CREEK Road, Goodyear, AZ 85338
Listed by Martin C Sears of West USA Realty
Single Family Home
- 1/24 24
3 Beds 2 Baths 1,627 SqFt$389,900Active - 3D
3 Beds 2 Baths 1,472 SqFt$389,900Pending651 N Brindle Road, Maricopa, AZ 85138
Listed by Cory Adams of The Maricopa Real Estate Company
Single Family Home
- 1/45 45
2 Beds 2 Baths 1,789 SqFt$385,000Active8262 E NIDO Avenue, Mesa, AZ 85209
Listed by Nick Bastian of Realty Executives Arizona Territory
Single Family Home
- 1/23 23
3 Beds 2 Baths 2,098 SqFt$384,900Active
3 Beds 2 Baths 1,592 SqFt$380,000Active Under Contract10224 W MEADOWBROOK Avenue, Phoenix, AZ 85037
Listed by Veronica Hughes of Realty ONE Group
Single Family Home
- 1/40 40
2 Beds 2 Baths 1,969 SqFt$379,900Active4797 W NOGALES Way, Eloy, AZ 85131
Listed by Gene E. Simmons of Elite Real Estate Pros
Single Family Home
- 1/18 18
2 Beds 2 Baths 1,375 SqFt$379,000Active Under Contract - 3D
4 Beds 3 Baths 1,818 SqFt$375,000Price Dropped by $24K16967 W WEYMOUTH Road, Surprise, AZ 85374
Listed by George Laughton of EveryPlace
Single Family Home
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

