ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/43 43
4 Beds 3 Baths 2,655 SqFt$455,000Active4286 E ROCK Drive, San Tan Valley, AZ 85143
Listed by Morgan N. Weese of Perk Prop Real Estate LLC
Single Family Home
- 1/35 35
3 Beds 2 Baths 1,881 SqFt$454,999Active - 1/38 38
4 Beds 2 Baths 1,622 SqFt$450,000Active10904 E CABALLERO Street E, Mesa, AZ 85207
Listed by Elizabeth Miller of West USA Realty
Single Family Home
- 1/28 28
3 Beds 2 Baths 1,168 SqFt$450,000Active1131 E VIRGINIA Avenue, Phoenix, AZ 85006
Listed by Tara Jones of Opendoor Brokerage, LLC
Single Family Home
- 1/20 20
4 Beds 3 Baths 2,116 SqFt$450,000Active17446 W FULTON Street W, Goodyear, AZ 85338
Listed by Mervat Cherno-Latecz of American Pride Realty
Single Family Home
- 1/65 65
3 Beds 2 Baths 1,839 SqFt$450,000Pending8836 W CHARTER OAK Road, Peoria, AZ 85381
Listed by Mounty West of RE/MAX Fine Properties
Single Family Home
- 1/33 33
3 Beds 2 Baths 1,210 SqFt$449,900Active Under Contract618 W 12TH Street, Tempe, AZ 85281
Listed by Jonathan Michael Saucedo of DeLex Realty
Single Family Home
- 1/28 28
3 Beds 2 Baths 1,432 SqFt$449,500Active2104 E CORNELL Drive, Tempe, AZ 85283
Listed by Leslie Guiley of Real Estate Advisors
Single Family Home
- 1/23 23
3 Beds 2 Baths 1,199 SqFt$449,000Active408 E GARFIELD Street, Tempe, AZ 85288
Listed by Rebecca Didato of Russ Lyon Sotheby's International Realty
Single Family Home
- 1/15 15
4 Beds 2 Baths 1,875 SqFt$447,999Price Dropped by $2K4648 W frier Drive, Glendale, AZ 85301
Listed by Rachael Helton of Coldwell Banker Northland
Single Family Home
- 1/26 26
3 Beds 2 Baths 1,971 SqFt$446,500Active23010 W IRMA Lane, Surprise, AZ 85387
Listed by Octavia Valencia of Century Communities of Arizona, LLC
Single Family Home
- 1/31 31
4 Beds 2.5 Baths 2,466 SqFt$445,000Active21171 W HOLLY Street, Buckeye, AZ 85396
Listed by Julie Calza of My Home Group Real Estate
Single Family Home
- 1/40 40
3 Beds 2 Baths 1,250 SqFt$445,000Active - 1/53 53
3 Beds 2 Baths 1,256 SqFt$442,560Pending - 1/34 34
3 Beds 2 Baths 1,866 SqFt$440,700Active20867 N 228TH Drive, Surprise, AZ 85387
Listed by Octavia Valencia of Century Communities of Arizona, LLC
Single Family Home
- 1/21 21
3 Beds 2 Baths 1,611 SqFt$440,000Price Dropped by $20K12258 S 44TH Street, Phoenix, AZ 85044
Listed by Jenna Cobb of Diamond King Realty
Single Family Home
- 1/29 29
2 Beds 2 Baths 1,612 SqFt$440,000Active22230 N ARRELLAGA Drive, Sun City West, AZ 85375
Listed by Sacha Blanchet of Coldwell Banker Realty
Single Family Home
- 1/18 18
3 Beds 2 Baths 1,489 SqFt$440,000Active439 N Joshua Tree Lane N, Gilbert, AZ 85234
Listed by Diana M. Rubottom of HomeSmart
Single Family Home
- 1/17 17
3 Beds 2 Baths 1,734 SqFt$439,900Active808 E GARY Lane, Phoenix, AZ 85042
Listed by Robert Jones of OfferPad Brokerage, LLC
Single Family Home
- 1/37 37
2 Beds 2 Baths 1,995 SqFt$439,000Pending13206 W BEARDSLEY Road, Sun City West, AZ 85375
Listed by Heather R Johnson of Coldwell Banker Realty
Single Family Home
- 1/38 38
3 Beds 2 Baths 2,166 SqFt$439,000Active15960 W VENTURA Street, Surprise, AZ 85379
Listed by Mark Dotterer of My Home Group Real Estate
Single Family Home
- 1/40 40
5 Beds 2 Baths 2,100 SqFt$439,000Price Dropped by $10K - 1/34 34
2 Beds 2 Baths 1,774 SqFt$438,500Active - 1/51 51
2 Beds 2.5 Baths 2,103 SqFt$435,000Active Under Contract11022 W WAIKIKI Drive, Sun City, AZ 85351
Listed by Joy Kennedy of Lake Pleasant Real Estate
Single Family Home
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

