ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/33 33
4 Beds 3 Baths 2,079 SqFt$464,045Active24002 N 182ND Lane, Surprise, AZ 85387
Listed by Octavia Valencia of Century Communities of Arizona, LLC
Single Family Home
- 1/45 45
4 Beds 2.5 Baths 2,322 SqFt$460,000Price Dropped by $14K1436 W DANISH RED Trail, San Tan Valley, AZ 85143
Listed by Camryn Paige Call of W and Partners, LLC
Single Family Home
- 1/47 47
2 Beds 2 Baths 1,886 SqFt$460,000Active15 FRAIZER Drive, Sonoita, AZ 85637
Listed by Mary Vincent of Tierra Antigua Realty, LLC
Single Family Home
- 1/13 13
3 Beds 2 Baths 1,804 SqFt$459,990Price Dropped by $2K4419 E ROCK DAISY Lane, San Tan Valley, AZ 85140
Listed by Tara M Talley of Taylor Morrison (MLS Only)
Single Family Home
- 1/54 54
4 Beds 2 Baths 2,167 SqFt$459,900Active10560 W VIA MONTOYA Drive, Peoria, AZ 85383
Listed by Tyrese Collins of Realty ONE Group
Single Family Home
- 1/130 130
3 Beds 2 Baths 2,019 SqFt$459,900Active - 1/35 35
3 Beds 2.5 Baths 1,989 SqFt$455,000Pending - 1/49 49
4 Beds 3 Baths 2,222 SqFt$454,990Price Dropped by $8K18210 W CREEDANCE Boulevard, Surprise, AZ 85387
Listed by Danny Kallay of Compass
Single Family Home
- 1/44 44
4 Beds 2 Baths 2,138 SqFt$450,000Active - 1/32 32
4 Beds 2 Baths 1,875 SqFt$450,000Price Dropped by $9K6610 E NORTHRIDGE Street, Mesa, AZ 85215
Listed by Lydia Maranville of West USA Realty
Single Family Home
- 1/38 38
5 Beds 3 Baths 1,818 SqFt$449,900Active - 1/41 41
2 Beds 2 Baths 1,715 SqFt$449,900Active63064 E Flower Ridge Drive, Saddlebrooke, AZ 85739
Listed by Michelle M Ripley of Keller Williams Southern AZ
Single Family Home
- 1/127 127
3 Beds 2 Baths 1,976 SqFt$449,000Active2756 LEISURE WORLD --, Mesa, AZ 85206
Listed by Daniel Callahan of RE/MAX Classic
Single Family Home
- 1/17 17
4 Beds 2.5 Baths 2,624 SqFt$448,990Active7271 E CATTLE CALL Street, San Tan Valley, AZ 85143
Listed by Deidre R Hefel of Risewell Homes
Single Family Home
- 1/43 43
4 Beds 3 Baths 2,049 SqFt$445,000Price Dropped by $5K - 3D
4 Beds 2.5 Baths 1,850 SqFt$445,000Pending
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

