ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/17 17
4 Beds 3.5 Baths 2,692 SqFt$505,703Active2521 E Cabernet Way, San Tan Valley, AZ 85143
Listed by Tisha Ferguson of Mattamy Arizona, LLC
Single Family Home
- 1/17 17
4 Beds 3 Baths 2,200 SqFt$504,990Price Dropped by $5K10210 W MITCHELL Avenue, Avondale, AZ 85392
Listed by Robert S Thompson of William Lyon Homes
Single Family Home
- 3D
3 Beds 2 Baths 1,602 SqFt$500,000Active16168 W IRONWOOD Street, Surprise, AZ 85374
Listed by Craig Bennett of Russ Lyon Sotheby's International Realty
Single Family Home
- 3D
3 Beds 2 Baths 1,671 SqFt$500,000Pending3273 W MEGAN Street, Chandler, AZ 85226
Listed by Cruz Celina Acosta of Real Broker
Single Family Home
- 1/53 53
3 Beds 2 Baths 2,298 SqFt$499,000Active - 1/32 32
4 Beds 3 Baths 2,342 SqFt$489,990Price Dropped by $14K22670 W TONOPAH Drive, Surprise, AZ 85387
Listed by Joseph A Elberts of Meritage Homes of Arizona, Inc
Single Family Home
- 1/32 32
4 Beds 3 Baths 2,342 SqFt$489,990Price Dropped by $12K31269 N CHATEAU Court, San Tan Valley, AZ 85143
Listed by Joseph A Elberts of Meritage Homes of Arizona, Inc
Single Family Home
- 1/10 10
4 Beds 2 Baths 1,797 SqFt$489,990Pending - 1/37 37
3 Beds 2.5 Baths 1,594 SqFt$489,900Active2910 E WOODLAND Drive, Phoenix, AZ 85048
Listed by JoAnn Bartlett of Southwest Mountain Realty, LLC
Single Family Home
- 1/32 32
3 Beds 2.5 Baths 2,450 SqFt$489,000Active25932 W SANDS Drive, Buckeye, AZ 85396
Listed by Tracy van Ravensway of Collective.
Single Family Home
- 1/46 46
4 Beds 3 Baths 3,402 SqFt$485,000Active - 1/17 17
3 Beds 2 Baths 1,506 SqFt$480,000Active261 S 1ST Drive, Show Low, AZ 85901
Listed by Shawn Wirtz of Advantage Realty Professionals
Single Family Home
- 1/28 28
2 Beds 2 Baths 1,672 SqFt$479,900Active25836 S DARTFORD Drive, Sun Lakes, AZ 85248
Listed by Taffy Parker of West USA Realty
Single Family Home
- 1/14 14
4 Beds 2 Baths 1,726 SqFt$474,500Price Dropped by $21K1523 S HALE Drive, Apache Junction, AZ 85120
Listed by Jose Carreon of Balboa Realty, LLC
Single Family Home
- 1/42 42
4 Beds 2 Baths 2,075 SqFt$465,000Active416 Perley Street, Bisbee, AZ 85603
Listed by Elizabeth Adams of Eliza Adams Real Estate
Single Family Home
- 1/30 30
5 Beds 2 Baths 2,040 SqFt$460,000Price Dropped by $10K921 S VAL VISTA Drive #135, Mesa, AZ 85204
Listed by Ellen M Bourget of Platinum First Realty
Single Family Home
- 1/30 30
3 Beds 2 Baths 1,644 SqFt$459,900Active2621 E FREMONT Road, Phoenix, AZ 85042
Listed by Eduardo Coker of Coker Homes Group LLC
Single Family Home
- 1/3 3
3 Beds 2 Baths 1,713 SqFt$450,000Active1366 W VIA DEL ORO --, San Tan Valley, AZ 85140
Listed by Carlos E Martinez Trujillo of eXp Realty
Single Family Home
- 1/18 18
3 Beds 1.5 Baths 962 SqFt$450,000Active330 W Minnezona Avenue, Phoenix, AZ 85013
Listed by Edward L Green of Better Homes & Gardens Real Estate SJ Fowler
Single Family Home
- 1/51 51
2 Beds 2 Baths 1,943 SqFt$450,000Active - 1/27 27
2 Beds 2 Baths 1,320 SqFt$449,500Active8479 E CHAPARRAL Road, Scottsdale, AZ 85250
Listed by Jeanie Teyechea of Opportunity 2 Own Real Estate
Townhouse
- 1/35 35
3 Beds 2 Baths 1,632 SqFt$449,000Active507 W BLUEFIELD Avenue, Phoenix, AZ 85023
Listed by Stephanie S Cunningham of Fathom Realty Elite
Single Family Home
- 1/32 32
3 Beds 2 Baths 1,695 SqFt$445,000Active1610 W WAGON WHEEL Road, Cottonwood, AZ 86326
Listed by Amy Lienhart of Realty ONE Group Mountain Desert
Single Family Home
- 1/64 64
2 Beds 2 Baths 1,153 SqFt$435,000Price Dropped by $5K4528 E STRAWBERRY Drive, Gilbert, AZ 85298
Listed by Margery B. Wilson of Serhant.
Single Family Home
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

