ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/26 26
3 Beds 2 Baths 1,216 SqFt$334,990Active8845 E RAINIER Drive, Gold Canyon, AZ 85118
Listed by Robert A Gomez of Superstition Real Estate and Property Management LLC
Single Family Home
- 1/29 29
3 Beds 2 Baths 1,301 SqFt$329,900Active11348 W MADISEN ELLISE Drive, Surprise, AZ 85378
Listed by Robert E Salmons Jr of Entera Realty LLC
Single Family Home
- 1/82 82
2 Beds 2 Baths 1,495 SqFt$329,500Active6647 W HERITAGE Way, Florence, AZ 85132
Listed by Lynn G Paine of Merrill Ranch Realty, LLC
Single Family Home
- 1/29 29
2 Beds 2 Baths 1,029 SqFt$325,000Active Under Contract - 1/15 15
2 Beds 2 Baths 1,130 SqFt$325,000Active - 1/23 23
3 Beds 2.5 Baths 1,396 SqFt$325,000Active3822 W OREGON Avenue, Phoenix, AZ 85019
Listed by Meghan Hattabaugh of eXp Realty
Single Family Home
- 1/22 22
3 Beds 2 Baths 1,005 SqFt$324,500Pending6910 W MOUNTAIN VIEW Road, Peoria, AZ 85345
Listed by Leif T Swanson of Realty ONE Group
Single Family Home
- 1/29 29
3 Beds 2 Baths 1,392 SqFt$320,000Pending - 1/29 29
3 Beds 2 Baths 1,298 SqFt$319,900Active1055 N RECKER Road #1255, Mesa, AZ 85205
Listed by Robert E Salmons Jr of Entera Realty LLC
Single Family Home
- 1/35 35
3 Beds 2 Baths 1,060 SqFt$319,000Price Dropped by $6K11340 W MADISEN ELLISE Drive, Surprise, AZ 85378
Listed by Tonya Stewart of W and Partners, LLC
Single Family Home
- 1/19 19
2 Beds 1.5 Baths 1,320 SqFt$318,900Active - 1/25 25
2 Beds 2 Baths 1,065 SqFt$312,000Price Dropped by $7K18084 N COYOTE LAKES Parkway, Surprise, AZ 85378
Listed by Jeffrey Swarens of Realty ONE Group
Single Family Home
- 1/27 27
2 Beds 2 Baths 935 SqFt$311,000Price Dropped by $9K1701 E COLTER Street #391, Phoenix, AZ 85016
Listed by Mariana Lozovanu of HomeSmart
Condo, Apartment
- 1/18 18
3 Beds 2 Baths 1,400 SqFt$307,000Active732 TANNER Drive, Sierra Vista, AZ 85635
Listed by Carlos Taplin of Tierra Antigua Realty, LLC
Single Family Home
- 1/22 22
2 Beds 2 Baths 1,128 SqFt$305,000Active - 1/18 18
4 Beds 2 Baths 1,902 SqFt$304,500Active18333 N PRESLEY Lane, Maricopa, AZ 85138
Listed by Darrah Lannon of Summit Real Estate Professionals
Single Family Home
- 1/37 37
1 Bed 1 Bath 798 SqFt$299,990Active20100 N 78TH Place #1007, Scottsdale, AZ 85255
Listed by Jack Ryan of My Home Group Real Estate
Condo, Apartment
- 1/35 35
2 Beds 2 Baths 1,568 SqFt$299,900Active10913 W HIBISCUS Drive, Sun City, AZ 85373
Listed by Amber Tuttle of Realty ONE Group
Single Family Home
- 1/34 34
3 Beds 2 Baths 1,570 SqFt$299,700Active306 E VILLA THERESA Drive, Phoenix, AZ 85022
Listed by Grant Smith of Gentry Real Estate
Mobile Home
- 1/29 29
2 Beds 1 Bath 682 SqFt$295,000Price Dropped by $10K1908 N 30TH Avenue, Phoenix, AZ 85009
Listed by Jose Balderrama Chavarria of eXp Realty
Single Family Home
- 1/17 17
3 Beds 2 Baths 1,456 SqFt$295,000Active - 1/16 16
2 Beds 2 Baths 952 SqFt$295,000Active8020 E THOMAS Road #113, Scottsdale, AZ 85251
Listed by Ximena Tirado Paredes of Property Management Real Estate
Condo, Apartment
- 3D
3 Beds 2 Baths 1,995 SqFt$289,995Price Dropped by $5K21155 N BEN Street, Maricopa, AZ 85138
Listed by Collin R Smith of My Home Group Real Estate
Single Family Home
- 1/34 34
3 Beds 2 Baths 1,616 SqFt$287,000Active4316 KINGS CANYON Way, Sierra Vista, AZ 85650
Listed by Virginia Cleven of ERA Four Feathers Realty
Single Family Home
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

