ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 3D
2 Beds 2 Baths 1,650 SqFt$579,950Active10649 E MINNESOTA Avenue, Sun Lakes, AZ 85248
Listed by Adam Mickelson of Incyte Realty, LLC
Single Family Home
- 1/37 37
3 Beds 2 Baths 1,848 SqFt$575,000Active1871 E ROSS Drive, Chandler, AZ 85225
Listed by Elizabeth Miller of West USA Realty
Single Family Home
- 1/110 110
3 Beds 2 Baths 1,882 SqFt$575,000Pending5139 N WINCHESTER Road, Apache Junction, AZ 85119
Listed by Nonee Anderson of LPT Realty, LLC
Single Family Home
- 1/43 43
4 Beds 3.5 Baths 2,634 SqFt$570,000Price Dropped by $10K23026 E ORCHARD Lane, Queen Creek, AZ 85142
Listed by Beth Jo Zeitzer of R.O.I. Properties
Single Family Home
- 1/92 92
3 Beds 2 Baths 2,130 SqFt$565,000Pending10313 E LOTUS Court, Sun Lakes, AZ 85248
Listed by Suzy Steinmann of Realty ONE Group
Single Family Home
- 1/32 32
3 Beds 2 Baths 1,181 SqFt$565,000Price Dropped by $15K - 1/4 4
3 Beds 2 Baths 1,641 SqFt$565,000Active Under Contract7618 E BONNIE ROSE Avenue, Scottsdale, AZ 85250
Listed by Bobby H Lieb of Compass
Single Family Home
- 3D
3 Beds 2 Baths 1,811 SqFt$560,000Active Under Contract - 1/64 64
3 Beds 2 Baths 1,832 SqFt$559,500Price Dropped by $15K - 3D
3 Beds 2 Baths 1,965 SqFt$554,900Pending1144 E FURNESS Drive, Gilbert, AZ 85297
Listed by Atif Musharbash of Keller Williams Integrity First Realty
Single Family Home
- 1/21 21
4 Beds 2 Baths 1,613 SqFt$550,000Active - 3D
3 Beds 2 Baths 1,750 SqFt$550,000Active25909 N 155TH Lane, Surprise, AZ 85387
Listed by Janice Lawrence of RE/MAX Premier
Single Family Home
- 1/53 53
5 Beds 3.5 Baths 4,102 SqFt$549,900Active47216 W MELLEN Lane, Maricopa, AZ 85139
Listed by Nicholas Hogan of The Maricopa Real Estate Company
Single Family Home
- 1/8 8
4 Beds 3 Baths 2,478 SqFt$549,000Active36011 N BARREL AGED Drive, San Tan Valley, AZ 85140
Listed by Clayton Denk of David Weekley Homes
Single Family Home
- 3D
4 Beds 3 Baths 1,946 SqFt$545,000Active14667 W COLUMBINE Drive, Surprise, AZ 85379
Listed by Julie Calza of My Home Group Real Estate
Single Family Home
- 1/50 50
3 Beds 2.5 Baths 2,035 SqFt$540,000Pending8611 E FOX Street, Mesa, AZ 85207
Listed by Christy Rios of Keller Williams Integrity First Realty
Single Family Home
- 1/52 52
3 Beds 2 Baths 2,074 SqFt$539,000Pending28805 N 64TH Drive, Phoenix, AZ 85083
Listed by Stacey Culver of Keller Williams Realty Sonoran Living
Single Family Home
- 1/33 33
3 Beds 2 Baths 1,293 SqFt$535,000Active - 1/6 6
3 Beds 2.5 Baths 2,116 SqFt$529,990Active8937 E COVINA Street, Mesa, AZ 85207
Listed by Julie Getzoff-Kaiser of Risewell Homes
Single Family Home
- 1/47 47
2 Beds 2 Baths 1,965 SqFt$529,000Active12421 W Banyan Drive, Sun City West, AZ 85375
Listed by Karen L Carrillo of The Melcher Agency
Single Family Home
- 1/42 42
2 Beds 2 Baths 1,421 SqFt$525,000Active14450 N THOMPSON PEAK Parkway #220, Scottsdale, AZ 85260
Listed by Ashley Guyette of The Agency
Townhouse
- 1/30 30
2 Beds 2 Baths 1,151 SqFt$525,000Active8653 E ROYAL PALM Road #1019, Scottsdale, AZ 85258
Listed by Dominique Alexander of Russ Lyon Sotheby's International Realty
Townhouse
- 1/22 22
3 Beds 2 Baths 1,466 SqFt$520,000Active360 S ELM Court, Gilbert, AZ 85296
Listed by Stephanie Ross of Simply Real Estate
Single Family Home
- 1/32 32
4 Beds 2 Baths 1,784 SqFt$519,000Active6406 W TETHER Trail, Phoenix, AZ 85083
Listed by Roseanna Rock of Keller Williams, Professional Partners
Single Family Home
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

