ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/41 41
4 Beds 2 Baths 1,951 SqFt$438,000Price Dropped by $11K5416 W WESTERN STAR Boulevard, Laveen, AZ 85339
Listed by Rosie Armenta of West USA Realty
Single Family Home
- 1/11 11
4 Beds 3 Baths 3,207 SqFt$435,000Active13191 W WATSON Lane, Surprise, AZ 85379
Listed by Cyndi Reisenbigler of Realty ONE Group
Single Family Home
- 1/51 51
3 Beds 2 Baths 1,792 SqFt$434,000Pending - 1/15 15
3 Beds 2.5 Baths 1,713 SqFt$433,067Active5819 S 35th Way, Phoenix, AZ 85040
Listed by Chad Fuller of K. Hovnanian Great Western Homes, LLC
Townhouse
- 1/21 21
3 Beds 2 Baths 1,237 SqFt$433,000Active75 S KINGSTON Street, Chandler, AZ 85225
Listed by Tara Jones of Opendoor Brokerage, LLC
Single Family Home
- 3D
4 Beds 3.5 Baths 2,695 SqFt$425,000Active Under Contract - 1/17 17
5 Beds 2 Baths 2,316 SqFt$425,000Pending - 1/33 33
2 Beds 2 Baths 1,564 SqFt$425,000Active3261 MAVERICK Drive, Wickenburg, AZ 85390
Listed by Chanel Sheldon of Amherst Madison
Single Family Home
- 1/25 25
2 Beds 2 Baths 1,625 SqFt$425,000Active9349 E FAIRWAY Boulevard, Sun Lakes, AZ 85248
Listed by Travis C Hinton of Citiea
Single Family Home
- 1/44 44
4 Beds 3 Baths 3,159 SqFt$424,999Active167 N 236TH Avenue, Buckeye, AZ 85396
Listed by Leonard Veloz of Realty ONE Group
Single Family Home
- 1/28 28
6 Beds 3 Baths 2,713 SqFt$424,900Active9434 W ELWOOD Street, Tolleson, AZ 85353
Listed by Dustin Reichardt-Gunhammer of Avenew Realty Inc
Single Family Home
- 1/19 19
5 Beds 3 Baths 2,282 SqFt$420,000Price Dropped by $10K1973 E LIPIZZAN Drive, San Tan Valley, AZ 85140
Listed by Tara Jones of Opendoor Brokerage, LLC
Single Family Home
- 1/53 53
4 Beds 3 Baths 2,354 SqFt$419,900Price Dropped by $10K - 1/51 51
2 Beds 2.5 Baths 1,825 SqFt$419,000Active - 1/10 10
2 Beds 2 Baths 1,685 SqFt$416,870Active - 1/31 31
6 Beds 3 Baths 2,048 SqFt$415,000Active
4 Beds 2.5 Baths 2,331 SqFt$412,990Active33856 N DWARF SPUR Way, San Tan Valley, AZ 85143
Listed by Kristine Smith of KB Home Sales
Single Family Home
- 1/54 54
2 Beds 2 Baths 1,424 SqFt$412,000Active15606 W PORT AU PRINCE Lane W, Surprise, AZ 85379
Listed by William Swinney of Coldwell Banker Realty
Single Family Home
- 1/16 16
3 Beds 2 Baths 1,218 SqFt$404,900Active1505 S KAY Circle, Mesa, AZ 85204
Listed by Judith E Perales of American Freedom Realty
Single Family Home
- 1/19 19
3 Beds 2.5 Baths 1,656 SqFt$399,900Active429 E TARO Lane, Phoenix, AZ 85024
Listed by Robert Jones of OfferPad Brokerage, LLC
Single Family Home
- 1/30 30
3 Beds 2 Baths 1,196 SqFt$399,000Active2315 E KATHLEEN Road, Phoenix, AZ 85022
Listed by Melissa Goslin of Keller Williams Realty Phoenix
Single Family Home
- 1/25 25
4 Beds 2 Baths 2,001 SqFt$398,900Active32709 N 223rd Drive, Wittmann, AZ 85361
Listed by Daniel Demers of Sell Your Home Services
Mobile Home
- 1/49 49
3 Beds 2.5 Baths 2,178 SqFt$390,000Active Under Contract4845 N 111TH Lane, Phoenix, AZ 85037
Listed by Christine Lopez of A.Z. & Associates
Single Family Home
- 1/56 56
2 Beds 2.5 Baths 1,421 SqFt$389,000Active30543 S Fort Apache Drive #124, Congress, AZ 85332
Listed by Paul Galloway of Galloway Realty, L.L.C.
Single Family Home
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

