ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/31 31
5 Beds 3 Baths 2,489 SqFt$925,000Price Dropped by $15K4632 E WINSTON Drive, Phoenix, AZ 85044
Listed by Keith Schreiber of Jason Mitchell Real Estate
Townhouse
- 1/77 77
4 Beds 3 Baths 2,754 SqFt$850,000Active2994 E MAHOGANY Place, Chandler, AZ 85249
Listed by Andrew McGuire of ProSmart Realty
Single Family Home
- 3D
3 Beds 2 Baths 2,327 SqFt$845,000Active11300 N RETRIEVER Lane, Prescott Valley, AZ 86315
Listed by Lee Giblin of Code of the West
Single Family Home
- 1/2 2
3 Beds 2 Baths 1,992 SqFt$840,990Active2413 W NIGHTHAWK Way, Phoenix, AZ 85045
Listed by Albert Kingsbury of PCD Realty, LLC
Single Family Home
- 1/45 45
3 Beds 2 Baths 1,932 SqFt$825,000Active Under Contract24906 W LONE MOUNTAIN Road, Morristown, AZ 85342
Listed by Cole J Daniels of Arizona Legends Realty
Mobile Home
- 1/23 23
4 Beds 2 Baths 2,189 SqFt$819,990Active2429 W NIGHTHAWK Way, Phoenix, AZ 85045
Listed by Albert Kingsbury of PCD Realty, LLC
Single Family Home
- 1/12 12
3 Beds 2.5 Baths 2,250 SqFt$799,000Active2360 Shaded Spring Trail, Flagstaff, AZ 86005
Listed by Khyl Clemenshaw of Silverleaf Realty
Single Family Home
- 1/95 95
5 Beds 3.5 Baths 4,418 SqFt$799,000Active760 N Ithica Street, Gilbert, AZ 85233
Listed by Christopher McCall of Realty ONE Group
Single Family Home
- 1/66 66
4 Beds 3 Baths 2,717 SqFt$795,000Price Dropped by $14K22923 E MAYBERRY Road, Queen Creek, AZ 85142
Listed by Randy Courtney of Weichert, Realtors - Courtney Valleywide
Single Family Home
- 1/23 23
3 Beds 2 Baths 1,671 SqFt$779,990Active2433 W NIGHTHAWK Way, Phoenix, AZ 85045
Listed by Albert Kingsbury of PCD Realty, LLC
Single Family Home
- 1/55 55
2 Beds 2 Baths 1,780 SqFt$760,000Active6231 E MARK Way #17, Cave Creek, AZ 85331
Listed by Melissa J McCormick Wise of Coldwell Banker Realty
Single Family Home
- 1/25 25
5 Beds 4.5 Baths 3,865 SqFt$750,000Active26907 N 88th Drive, Peoria, AZ 85383
Listed by Daniel Demers of Sell Your Home Services
Single Family Home
- 1/57 57
2 Beds 2 Baths 1,184 SqFt$749,900Active5752 N SCOTTSDALE Road, Paradise Valley, AZ 85253
Listed by LeeAnn Hollaway of Weichert, Realtors-Home Pro Realty
Townhouse
- 1/3 3
4 Beds 3 Baths 3,038 SqFt$745,274Active9769 S 35TH Drive, Laveen, AZ 85339
Listed by Craig Tucker of Tri Pointe Homes Arizona Realty
Single Family Home
- 3D
3 Beds 3 Baths 1,700 SqFt$729,000Active3167 JADITO Trail, Flagstaff, AZ 86005
Listed by Nathan C Martinez of RE/MAX Fine Properties
Single Family Home
- 3D
3 Beds 3 Baths 1,700 SqFt$729,000Active - 1/34 34
5 Beds 3.5 Baths 2,762 SqFt$727,320Active75 E Windsor Drive, Gilbert, AZ 85296
Listed by Chad Fuller of K. Hovnanian Great Western Homes, LLC
Single Family Home
- 1/39 39
5 Beds 3 Baths 2,393 SqFt$725,000Active Under Contract - 1/2 2
3 Beds 2 Baths 1,557 SqFt$704,990Active2420 W SILVER FOX Way, Phoenix, AZ 85045
Listed by Albert Kingsbury of PCD Realty, LLC
Single Family Home
- 1/69 69
4 Beds 2.5 Baths 2,812 SqFt$698,900Active5780 E THREE CANYONS Road, Hereford, AZ 85615
Listed by Rachel Hansen of Long Realty Company
Single Family Home
- 1/61 61
3 Beds 2.5 Baths 1,862 SqFt$695,000Active11995 N LUCKENBACH Street, Surprise, AZ 85388
Listed by Becky Bell of Realty ONE Group
Single Family Home
- 1/29 29
3 Beds 2.5 Baths 1,739 SqFt$695,000Pending20750 N 87TH Street #1063, Scottsdale, AZ 85255
Listed by Meagan Radigan of Local Luxury Christie's International Real Estate
Townhouse
- 1/33 33
5 Beds 3 Baths 3,456 SqFt$689,990Active16759 W Ardmore Road, Goodyear, AZ 85338
Listed by Charlotte M Allred of DRB Homes
Single Family Home
- 1/56 56
3 Beds 2 Baths 1,659 SqFt$684,999Active
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

