ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/23 23
3 Beds 3 Baths 1,426 SqFt$624,000Active - 1/51 51
4 Beds 2 Baths 2,056 SqFt$600,000Active - 1/58 58
4 Beds 2.5 Baths 2,438 SqFt$595,000Active18057 W MISSION Lane, Waddell, AZ 85355
Listed by Daniella Hauptmann of West USA Realty
Single Family Home
- 3D
4 Beds 3 Baths 2,849 SqFt$580,000Active - 1/64 64
3 Beds 2 Baths 1,971 SqFt$579,000Active10310 E SILVERTREE Court, Sun Lakes, AZ 85248
Listed by Carey Kolb of Keller Williams Integrity First Realty
Single Family Home
- 1/53 53
2 Beds 2 Baths 2,023 SqFt$575,000Pending10624 E HALLEY Drive, Sun Lakes, AZ 85248
Listed by Kathleen Bliss-Porter of Fulton Grace Realty
Single Family Home
- 1/107 107
5 Beds 3 Baths 2,439 SqFt$575,000Active18131 W THOUSAND OAKS Street, Surprise, AZ 85388
Listed by Susan P Hardin of Toll Brothers Real Estate
Single Family Home
- 1/48 48
2 Beds 2.5 Baths 1,451 SqFt$575,000Active2300 E CAMPBELL Avenue #122, Phoenix, AZ 85016
Listed by Chris Illgen of Jason Mitchell Real Estate
Condo, Apartment
- 1/19 19
3 Beds 2 Baths 1,450 SqFt$575,000Price Dropped by $24K3701 E EMILE ZOLA Avenue, Phoenix, AZ 85032
Listed by Samuel Negreanu of eXp Realty
Single Family Home
- 1/41 41
3 Beds 3 Baths 2,093 SqFt$574,990Active16768 W Ardmore Road, Goodyear, AZ 85338
Listed by Charlotte M Allred of DRB Homes
Single Family Home
- 1/29 29
4 Beds 2.5 Baths 2,046 SqFt$565,500Active - 1/27 27
3 Beds 3.5 Baths 2,198 SqFt$564,000Active - 1/65 65
5 Beds 3 Baths 2,299 SqFt$559,000Active - 3D
3 Beds 2.5 Baths 1,898 SqFt$549,900Active34778 N ARCADIA Drive, San Tan Valley, AZ 85144
Listed by Ron Wilczek of Metro Phoenix Homes, LLC
Single Family Home
- 1/32 32
3 Beds 2 Baths 1,449 SqFt$549,900Active6202 E QUARTZ Street, Mesa, AZ 85215
Listed by Betsy Rivera of W and Partners, LLC
Single Family Home
- 1/49 49
3 Beds 2 Baths 1,825 SqFt$540,000Active11005 W HILL Drive, Avondale, AZ 85323
Listed by Nidia E Almonte Mendoza of At Home Real Estate Arizona
Single Family Home
- 1/25 25
5 Beds 2.5 Baths 3,751 SqFt$540,000Active - 3D
3 Beds 2.5 Baths 1,808 SqFt$539,900Active34794 N ARCADIA Drive, San Tan Valley, AZ 85144
Listed by Ron Wilczek of Metro Phoenix Homes, LLC
Single Family Home
- 1/73 73
3 Beds 2 Baths 1,984 SqFt$539,000Active - 1/29 29
3 Beds 2 Baths 1,904 SqFt$535,000Active - 1/34 34
4 Beds 2 Baths 1,771 SqFt$530,000Active2009 E Yale Drive, Tempe, AZ 85283
Listed by Talbert Webb Hughes II of My Home Group Real Estate
Single Family Home
- 1/28 28
2 Beds 2 Baths 1,024 SqFt$525,000Active Under Contract - 1/76 76
4 Beds 2 Baths 2,304 SqFt$524,900Active38633 W SALOME Highway, Tonopah, AZ 85354
Listed by Shelley Pendergast of Western AZ Ranch & Real Estate LLC
Single Family Home
- 1/13 13
5 Beds 4.5 Baths 3,131 SqFt$524,490Price Dropped by $4K
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

