ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/32 32
2 Beds 1 Bath 1,046 SqFt$700,000Open Sat 12PM-3PM525 W PALM Lane, Phoenix, AZ 85003
Listed by Michelle Renteria of Russ Lyon Sotheby's International Realty
Single Family Home
- 1/34 34
4 Beds 2 Baths 2,691 SqFt$695,000Open Sat 3PM-5PM1731 S SANDSTONE Street, Gilbert, AZ 85295
Listed by Kimberly A Weber of Russ Lyon Sotheby's International Realty
Single Family Home
- 1/49 49
2 Beds 2 Baths 1,300 SqFt$675,000Open Thu 12PM-4PM - 3D
4 Beds 3 Baths 2,319 SqFt$649,900Open Fri 12PM-4PM1429 E OAKLAND Street, Chandler, AZ 85225
Listed by Deborah Palmisano of HomeSmart
Single Family Home
- 1/43 43
4 Beds 2 Baths 2,151 SqFt$615,000Open Sat 10AM-2PM - 3D
4 Beds 2.5 Baths 2,285 SqFt$599,000Open Sun 11AM-1PM - 1/36 36
3 Beds 2.5 Baths 2,399 SqFt$575,000Open Sat 11AM-1PM25308 N 19TH Lane, Phoenix, AZ 85085
Listed by Kimberly Rasmussen of Fathom Realty Elite
Single Family Home
- 1/43 43
4 Beds 2 Baths 1,608 SqFt$565,000Open Thu 2PM-5PM4246 E COTTON Court, Gilbert, AZ 85234
Listed by Roberta M Joseph of Simply Real Estate
Single Family Home
- 1/32 32
3 Beds 2 Baths 1,632 SqFt$564,990Open Sat 12PM-3PM4441 E DESERT WIND Drive, Phoenix, AZ 85044
Listed by Danielle Gish of W and Partners, LLC
Single Family Home
- 1/50 50
4 Beds 2.5 Baths 1,936 SqFt$559,900Open Sat 10AM-1PM1040 N VERANO Way, Chandler, AZ 85224
Listed by Leslie D Wright of Simply Real Estate
Single Family Home
- 1/30 30
4 Beds 2 Baths 1,839 SqFt$550,000Open Sat 11AM-4PM2058 E FREMONT Drive, Tempe, AZ 85282
Listed by Scott Vacek of Keller Williams Realty Phoenix
Single Family Home
- 1/45 45
2 Beds 2 Baths 1,870 SqFt$530,000Open Fri 9AM-1PM16000 W WILDFLOWER Drive, Surprise, AZ 85374
Listed by Maryann Goldrick of Coldwell Banker Realty
Single Family Home
- 3D
3 Beds 2 Baths 1,816 SqFt$525,000Open 11/11 1PM-3PM104 E LA JOLLA Drive, Tempe, AZ 85282
Listed by Katherine E Walsh of Keller Williams Realty Phoenix
Single Family Home
- 1/30 30
3 Beds 2 Baths 2,206 SqFt$500,000Open Sat 12PM-3PM12303 W PROSPECT Court, Sun City West, AZ 85375
Listed by Kelly Powers of West USA Realty
Single Family Home
- 3D
2 Beds 2 Baths 1,933 SqFt$499,000Open Sun 12PM-3PM8647 E ALOE Drive, Gold Canyon, AZ 85118
Listed by Catharine Longman of Lori Blank & Associates, LLC
Single Family Home
- 3D
2 Beds 2 Baths 1,829 SqFt$489,900Open Thu 11AM-2PM15719 W VERDE Lane, Goodyear, AZ 85395
Listed by Arnold Hickey of Russ Lyon Sotheby's International Realty
Single Family Home
- 1/37 37
3 Beds 2 Baths 1,880 SqFt$460,000Open Sat 1PM-4PM108 S NAPLES Lane, Casa Grande, AZ 85122
Listed by Kalencia J Sanders of Realty ONE Group
Single Family Home
- 1/27 27
3 Beds 2 Baths 1,758 SqFt$450,000Open Sat 10AM-12PM - 1/22 22
3 Beds 2 Baths 1,741 SqFt$447,500Open Sun 1PM-5PM1289 ESSEX Way, Chino Valley, AZ 86323
Listed by Jon-Paul Basua of Keller Williams Arizona Realty
Single Family Home
- 1/34 34
3 Beds 2 Baths 1,164 SqFt$420,000Open 11/11 4PM-7PM906 E Cinnabar Avenue, Phoenix, AZ 85020
Listed by Bianca Wimberly of Real Broker
Single Family Home
- 1/41 41
3 Beds 2.5 Baths 1,894 SqFt$414,995Open Thu 10AM-6PM - 3D
2 Beds 2 Baths 1,886 SqFt$399,900Open Sun 10AM-2PM21011 N 141ST Avenue, Sun City West, AZ 85375
Listed by Michael Reppy of HomeSmart
Single Family Home
- 1/31 31
2 Beds 1 Bath 1,081 SqFt$399,900Open Sat 10AM-2PM9455 E PURDUE Avenue #239, Scottsdale, AZ 85258
Listed by John D Weil of RE/MAX Sun Properties
Townhouse
- 1/27 27
2 Beds 2 Baths 1,131 SqFt$392,000Open Sat 10AM-1PM130 W WOOD Drive, Chandler, AZ 85248
Listed by Giovanni T Briseno of Keller Williams Integrity First Realty
Single Family Home
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

