ASSUMABLE MORTGAGES
See below for properties that have the option of an assumable mortgage. Take advantage of possible lower rates and lower down payments.
10,000+ Properties Available
- Default
- Baths (Most)
- Beds (Most)
- Newest Listings
- Square Feet (Biggest)
- Price-High To Low
- Price-Low To High
- 1/52 52
5 Beds 3 Baths 3,307 SqFt$3,695New - 1/42 42
5 Beds 2 Baths 2,786 SqFt$3,500New4123 N 21ST Street, Phoenix, AZ 85016
Listed by Amy Smith of SGI Property Mngmnt/Real Estate
Single Family Home
- 1/26 26
4 Beds 2.5 Baths 2,045 SqFt$3,500New - 1/37 37
3 Beds 2.5 Baths 2,149 SqFt$3,395New - 1/56 56
3 Beds 2.5 Baths 2,001 SqFt$3,295New11353 N LUCKENBACH Street, Surprise, AZ 85388
Listed by Skyler Mitchell Sequeira of Generation Real Estate and Rentals
Single Family Home
- 1/36 36
3 Beds 2 Baths 1,740 SqFt$3,000New12436 S 38TH Place, Phoenix, AZ 85044
Listed by Rhonda Mcfarlin of Rosenbaum Realty Group
Single Family Home
- 1/51 51
3 Beds 2.5 Baths 2,040 SqFt$2,964New - 1/30 30
3 Beds 3 Baths 1,992 SqFt$2,800New2042 W Lariat Lane, Phoenix, AZ 85085
Listed by Youngim Winston of West USA Realty
Single Family Home
- 1/25 25
3 Beds 2 Baths 1,337 SqFt$2,750New1959 W SABLE Avenue, Apache Junction, AZ 85120
Listed by Theresa Allan of Better Homes & Gardens Real Estate SJ Fowler
Single Family Home
- 1/24 24
4 Beds 3.5 Baths 2,074 SqFt$2,700Pending9833 W Catalina Drive, Phoenix, AZ 85037
Listed by Helena Gore of My Rental Superstore
Single Family Home
- 1/21 21
5 Beds 3 Baths 2,456 SqFt$2,550New14862 W BRONCO Trail, Surprise, AZ 85387
Listed by Kim McClellan of KLM Real Estate Brokerage
Single Family Home
- 1/68 68
3 Beds 2 Baths 1,849 SqFt$2,550New616 E KRISTA Way, Tempe, AZ 85284
Listed by Mo Yaw of Realty Executives Arizona Territory
Single Family Home
- 1/46 46
3 Beds 2 Baths 1,682 SqFt$2,500New22460 E INDIANA Avenue, Queen Creek, AZ 85142
Listed by Frank M Gonzalez of Eden Realty Arizona
Single Family Home
- 1/26 26
4 Beds 3 Baths 2,419 SqFt$2,500New2692 E VERMONT Court, Gilbert, AZ 85295
Listed by Larry K Cheuk of Gold Coast Realty
Single Family Home
- 1/15 15
4 Beds 4 Baths 2,456 SqFt$2,500New4951 W JOYCE Circle, Glendale, AZ 85308
Listed by Cathleen T Holdsworth of Compass Point Realty
Single Family Home
- 1/14 14
4 Beds 2.5 Baths 1,902 SqFt$2,495New14737 N 174th Drive, Surprise, AZ 85388
Listed by Samir Sawhney of XCD Realty & Property Mgmt
Single Family Home
- 1/27 27
3 Beds 2 Baths 1,599 SqFt$2,495New - 1/31 31
3 Beds 1.5 Baths 1,910 SqFt$2,450New - 1/15 15
4 Beds 2 Baths 1,701 SqFt$2,450New20932 N 85th Drive, Peoria, AZ 85382
Listed by Graham Shockness of Shockness Property Group
Single Family Home
- 1/21 21
3 Beds 2 Baths 1,901 SqFt$2,375New1451 E Peartree Lane, Gilbert, AZ 85298
Listed by Dennis L Strobehn of Marsh Management & Real Estate
Single Family Home
- 1/38 38
3 Beds 2.5 Baths 2,062 SqFt$2,295New3121 E Wagoner Road, Phoenix, AZ 85032
Listed by Colten Kowalski of E & G Real Estate Services
Single Family Home
- 1/22 22
4 Beds 2 Baths 1,804 SqFt$2,200New26241 N 171ST Drive, Surprise, AZ 85387
Listed by Kim McClellan of KLM Real Estate Brokerage
Single Family Home
- 1/15 15
3 Beds 2 Baths 1,272 SqFt$2,200New3052 E SIESTA Lane, Phoenix, AZ 85050
Listed by Marcus Green of Pathway Property Management
Single Family Home
- 1/42 42
3 Beds 2 Baths 1,889 SqFt$2,195New10804 W Cottontail Lane, Peoria, AZ 85383
Listed by Michelle M Smith of Century 21 Northwest
Single Family Home
I’m Michael Vallee, an Arizona real estate agent with Real Broker and a mortgage loan originator with One REAL Mortgage. I help buyers, sellers, and investors make confident decisions in Scottsdale, Phoenix, Flagstaff, Munds Park, and surrounding Arizona communities.
Buying a home? I can help you compare neighborhoods, evaluate a property, build a competitive offer, and understand how financing affects your monthly payment. Selling? I’ll help you position and market your home, assess offers, and negotiate with your goals in mind. I also own Arizona investment properties, so I understand the decisions behind rental income, renovations, and long-term value firsthand.
Real estate is personal. Whether you’re buying your first home, relocating, selling a property, or exploring your next investment, I’ll give you straightforward advice and stay involved from our first conversation through closing.
Ready to talk about your next move in Arizona?

