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VA & FHA Assumable Homes for Sale in Arizona
Many Arizona sellers have VA or FHA loans with terms that are hard to find in today’s market, and those loans can be assumable. That means a qualified buyer may be able to take over the seller’s existing loan instead of starting a new one. The homes below mention an assumable loan or assumption in their listing remarks.
What buyers should know about assumptions:
• You don’t have to be a veteran to assume a VA loan, but you must qualify with the loan servicer.
• You pay the seller’s equity, the gap between the price and the remaining loan balance, at closing.
• Assumptions are processed by the existing servicer and usually take longer than a typical purchase.
• Sellers: if a non-veteran assumes your VA loan, your VA entitlement can stay tied to that loan.
I’ll help you confirm a loan is truly assumable and structure an offer around it. Click Save Search for new assumable listings, or call/text Michael Vallee at 480-848-5780 | Real Broker, LLC
Assumptions are subject to loan servicer approval. Terms, availability, and eligibility vary by borrower and loan program. Listing remarks are provided by the listing agent and should be verified.
414 Featured Properties Available
- Default
- Newest Listings
- Price-High To Low
- Price-Low To High
- Beds (Most)
- Baths (Most)
- Year Built (Newest)
- 3D
Open Sat 10AM-1PM$250,000
2 Beds1 Bath984 SqFt11436 N HAGEN Drive, Sun City, AZ 85351
Single Family Home
Listed by George Laughton of EveryPlace
- 1/25 25
Open Fri 3PM-6PM$389,990
4 Beds2 Baths1,642 SqFt12402 W EDGEMONT Avenue, Avondale, AZ 85392
Single Family Home
Listed by Thomas Gremo of eXp Realty
- 1/27 27
Open Thu 3PM-6PM$260,000
2 Beds2 Baths849 SqFt5136 E Evergreen Street #1127, Mesa, AZ 85205
Townhouse
Listed by Deseree A Flores of My Home Group Real Estate
- 3D
Open Sat 10AM-3PM$499,999
3 Beds2 Baths1,647 SqFt6565 S MUSGROVE Road, Skull Valley, AZ 86338
Single Family Home
Listed by Dave E Deckwa of Revinre
- 1/27 27
Open 10/14 3PM-5:30PM$425,000
4 Beds2 Baths2,074 SqFt10521 W VIRGINIA Avenue, Avondale, AZ 85392
Single Family Home
Listed by Michelle Mojica of eXp Realty
- 1/67 67
Open Sat 11AM-1:30PM$325,000
3 Beds2.5 Baths1,857 SqFt2450 E OLIVINE Road, San Tan Valley, AZ 85143
Single Family Home
Listed by Karen D McMeen of ProSmart Realty
- 1/51 51
Open Sat 11AM-1PM$524,900
5 Beds3.5 Baths3,021 SqFt25502 N 164TH Avenue, Surprise, AZ 85387
Single Family Home
Listed by Megan Elizabeth Trentin of HomeSmart
- 1/86 86
Open Sat 10AM-1PM$399,900
3 Beds2 Baths1,487 SqFt10161 E RUGGED MOUNTAIN Drive, Gold Canyon, AZ 85118
Single Family Home
Listed by Terri A King of Lori Blank & Associates, LLC
- 3D
Open Sat 11AM-3PM$884,000
5 Beds4 Baths4,209 SqFt17973 W GRANITE VIEW Drive, Goodyear, AZ 85338
Single Family Home
Listed by Craig S Binder of Jason Mitchell Real Estate
- 1/36 36
Open Sat 11AM-2PM$339,900
2 Beds2 Baths1,243 SqFt10433 W LAURIE Lane, Peoria, AZ 85345
Single Family Home
Listed by Michelle L Minik of Realty of America LLC
- 1/13 13
Open Sat 12:30PM-3:30PM$432,500
5 Beds3 Baths2,530 SqFt37013 W LA PAZ Street, Maricopa, AZ 85138
Single Family Home
Listed by Alter Denina of Keller Williams Arizona Realty
- 1/31 31
Open Sun 3PM-5PM$429,000
5 Beds3 Baths2,034 SqFt7134 N 127TH Drive, Glendale, AZ 85307
Single Family Home
Listed by Carol Thomas of Keller Williams Arizona Realty
- 1/44 44
Open 11/7 9AM-9PM$435,000
3 Beds2 Baths1,780 SqFt18390 W MONTE LINDO Lane, Surprise, AZ 85387
Single Family Home
Listed by Marlene Cerreta of Cerreta Real Estate
- 1/48 48
Open Sun 11AM-2PM$400,000
4 Beds2 Baths1,799 SqFt19585 W WASHINGTON Street, Buckeye, AZ 85326
Single Family Home
Listed by Martha Craft of West USA Realty
- 1/66 66
Open Sat 12PM-2PM$570,000
4 Beds3 Baths2,279 SqFt9930 E TIMPANI Lane, Mesa, AZ 85212
Single Family Home
Listed by Danielle M Arvallo of Limitless Real Estate
- 1/37 37
New$510,000
3 Beds2 Baths1,570 SqFt3105 E ESCUDA Road, Phoenix, AZ 85050
Single Family Home
Listed by Jera M Banks of Keller Williams Realty Phoenix
- 1/38 38
New$490,000
4 Beds2 Baths2,379 SqFt4207 W SOFT WIND Drive, Glendale, AZ 85310
Single Family Home
Listed by Miriam Capon Gutierrez of Real Broker
- 1/26 26
New$309,999
3 Beds2 Baths1,266 SqFt44192 W GRIFFIS Drive, Maricopa, AZ 85138
Single Family Home
Listed by Ryan Mandley of Real Broker
- 1/51 51
New$365,000
4 Beds2 Baths2,163 SqFt2508 E KATRINA Trail, Casa Grande, AZ 85194
Single Family Home
Listed by Jennifer Srock of HomeSmart Premier
- 1/33 33
New$515,000
4 Beds2 Baths1,664 SqFt3382 E PACKARD Drive, Gilbert, AZ 85298
Single Family Home
Listed by Lucie Franco of Locality Real Estate
- 1/47 47
New$458,000
4 Beds3 Baths2,297 SqFt10760 E QUAIL RUN Road, Cornville, AZ 86325
Mobile Home
Listed by Kaleo Mattern of Coldwell Banker Realty
- 3D
New$340,000
3 Beds2 Baths1,724 SqFt41917 W MICHAELS Drive, Maricopa, AZ 85138
Single Family Home
Listed by Elsa Gonzalez De La Cruz of West USA Realty
- 1/13 13
New$285,000
3 Beds2 Baths1,424 SqFt11050 W PENASCO Drive ##10, Arizona City, AZ 85123
Single Family Home
Listed by Olympia Standfield of Keller Williams Realty Phoenix
- 1/39 39
New$675,800
4 Beds3 Baths3,025 SqFt3228 E SADDLETREE Way, San Tan Valley, AZ 85140
Single Family Home
Listed by Jacob Birkhead of The Broker Reserve LLC
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